Retirement Plans 101 for HR Professionals
As an HR professional, you are expected to be knowledgeable on a wide breadth of topics. Join this session to gain a basic understanding of the rules and requirements of offering a retirement plan. Whether you are new to this role or looking for a refresher, this is a great way to ensure your plan is compliant while also looking for ways to improve your offering to employees. We will explore regulatory requirements, vendor management, non-discrimination testing, plan design options, fiduciary governance and investment management decisions. And of course can answer questions that may be top of mind to you. The 401k/403b industry has experienced tremendous change in the last few years; now is the time to update your education!
Learning Objectives:
- Learn the basic requirements for a retirement plan to be qualified for tax benefits.
- Understand the core responsibilities of the plan sponsor (i.e. employer) when offering a plan to employees.
- Outline the primary decisions that an employer must make when establishing a plan.
- Consider best practices for strong fiduciary governance, investment management, plan administration & employee experience.
In-person session offerings are on a first-come, first-served basis.
To view all event accessibility & accommodations details visit here.
If a speaker has provided session materials, please visit https://presentations.shrm.org
Kevin Mahoney, CIMA
As founder of Corporate Advisors Group, Kevin Mahoney joined Raymond James as a Managing Director, Investments and Senior Institutional Consultant in 2015. Kevin brings over 25 years’ experience in the financial services industry. His areas of expertise include fiduciary risk management, ERISA issues, qualified and non-qualified retirement plans, liability driven investing, philanthropic services, employee education and communication.
Kevin led the launch of SHRM 401(k) Solutions by Raymond James. SHRM 401(k) Solutions by Raymond James offers fiduciary investment advisory services to SHRM’s ecosystem. We help employees make meaningful progress towards their financial goals and employers meet their fiduciary responsibilities.
Kristen M. Koluch, CFA , CFP
Kristen has dedicated her career to helping people prepare for the most significant milestone in life – retirement. She helps corporate plan sponsors and their retirement, investment and finance committees meet their fiduciary responsibilities; and strives to help their employees and beneficiaries make meaningful progress toward their financial goals. Kristen is co-head of the investment committee and leads the portfolio research team for her team’s institutional clients.
She also leads her team’s Women & Investing initiative. She understands that female investors often face a complicated financial situation, balancing the roles of mother, daughter, wife, grandmother, colleague and friend – while putting their own needs last. As part of this initiative, she plans and hosts educational events for female investors.
As a Chartered Financial Analyst®, Kristen holds one of the world’s most respected and recognized investment designations, giving her the skills needed for high-level, specialized asset-management responsibilities, including security analysis, portfolio management and business reporting. In 2020, Kristen obtained her CERTIFIED FINANCIAL PLANNERTM certification, demonstrating her commitment to her profession.
Prior to joining Raymond James in 2015, she worked at Merrill Lynch as a financial advisor for over twelve years and has prior experience as an investment banking analyst. Kristen maintains Series 7, 63, 66 and Life, Accident, & Health Insurance licenses. She graduated magna cum laude from Georgetown University and currently resides in Congers, NY.