HSAs: The Basics and Beyond
HSAs are emerging as one of the most powerful health care tools for employers and employees. However, education amongst employers and employees continues to be a major hurdle, as many employers tend to communicate only the most basic HSA information. This session will explore the hidden depths of HSAs and discuss ways to make HSA employee communications more effective. You will leave this session with an understanding of:
- The key HSA attributes that should be communicated to employees.
- The Triple Tax Advantage and ways to maximize tax saving.
- The various HSA funding options available and how to best combine different funding strategies.
- How the HSA can be used as a retirement savings vehicle.
- How HSAs can be stacked with other consumer driven accounts.
David Lindgren
David Lindgren is a Senior Manager with Flexible Benefit Service Corporation (Flex), a fullservice wholesale insurance firm and administrator of tax-advantaged benefit plans based in Rosemont, Illinois. David oversees the Compliance and Public Affairs departments at Flex and brings fifteen years of experience to his role.
He is a subject matter expert in the areas of ERISA, HIPAA, Cafeteria Plans, Healthcare Reform and various Employee Benefit Programs, including consumer-driven plans that incorporate Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs) and wellness programs.